No. Ishenim, like other credit bureaus, is an information agency, and not a lender. Individuals and businesses seeking credits are encouraged to refer to our member institutions, listed under "about us."
The information in the credit report may change because a process of transmitting / updating data, based on which it is formed, occurs 24 hours a day. In this regard, the credit report is valid only at the time of generation / receipt.
CIB Ishenim does not give certificate of absence of accounts in commercial banks of Kyrgyz republic, because we do not have such information. CIB Ishenim stores information about loans, respectively, issues certificates (credit reports) on the presence / absence of indebtedness to financial and credit institutions (hereinafter FCI), which are partners of CIB Ishenim, there are more than 100.
On the procedure for obtaining a credit report, you can find here.
You can get full information about the credit history at the office of CIB Ishenim. Address: Bishkek , 115-a Ibraimova st., «Dordoi Plaza» Business Center, 5-th floor. We work from Monday to Friday from 9:00 to 17:00.
In order that the specialist of credit bureau has made the search for information in a database and make it available to you, you must submit the original of your passport.
Printout of credit history in the form of a report - 50 soms.
For information call: 98 65 65
For information on your credit history, you can:
• contact the office of CIB Ishenim. You should have their original passport. Address: : Bishkek , 115-a Ibraimova st., «Dordoi Plaza» Business Center, 5-th floor. We work from Monday to Friday from 9:00 to 17:00., a lunch break from 12:00 to 13: 00h.
• connect to the system I-CIB, which will provide information through internet... for more details
If you disagree with any of the information in your credit history you have the right to fully or partially to challenge it by contacting:
• The lender, which had previously provided relevant information about you to CIB Ishenim;
• The CIB Ishenim that can assist you in disputing information;
• The judicial authorities of the Kyrgyz Republic
The period of storage of positive information is 10 years from the moment of its formation, and negative information for 7 years.
Payment for services can be made in the office of CIB Ishenim, as well as through the payment terminal "Mobilnik", by entering your personal account. You can find your personal account on the site http://online.ishenim.kg by logging into the personal account by entering your login and password