Credit report (Inquiry) - Report on the subject of credit history which contains information about financial condition of a client, his/her payment behavior (credit amount, credit term, date of issue, expiration date, outstanding credit, amount of overdue credits, etc.).
The credit report will allow FCI to minimize risks in attracting new borrowers and issuing additional credits to current ones, and promptly decide on the issuance or non-issuance of the credit. The Association database contains over 1.6 million credit histories.
|The credit report contains:|
|"Personal Information of SCI" block||data about a borrower, enabling to identify of hi/her personality;|
|"Request History" block||information on the number of requests to the Bureau on this subject. This data will determine how often the requests on this subject were carried out by other organizations, which may indirectly evidence of fraud on the part of this subject;|
|"Credit history" block||information on all credits of the borrower (date of issue, credit type, credit amount, debt amount etc.), past due obligations, payments of borrowers.|